How To Safely Load A Motorhome – Overloading & Overhangs

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Most of our caravan guests who visit Horton Common appear to be aware of their payload limits and how important it is to properly load a caravan. However, I would generally say there is less awareness among motorhome owners in terms of their payload limits and the importance of how to safely load a motorhome. With caravans, if the noseweight is too high or low, the consequences are pretty obvious, with the caravan pitching up and down while towing. Furthermore, improperly loading a caravan can lead to snaking while towing.

How To Safely Load a Motorhome
If your motorhome has a rear garage and a large overhang, you have to be careful not to overload the rear axle, which can reduce the load on the front axle affecting your ability to properly steer the motorhome: Original Image:

With motorhomes as the weight is distributed over a larger area with wheels in each corner the consequences of overloading and improper weight distribution are generally not as obviously apparent.

However, an overloaded and improperly loaded motorhome can be illegal, invalidate your insurance and can impact braking/handling performance.

I think part of the problem is that the differences in payloads between caravans and motorhomes can be quite significant.

For instance, with caravans, while there can be a difference in payload allowance between single and twin-axle caravans a payload limit of around 150kg is fairly common.

However, with motorhomes and campervans, the payload allowance is commonly much higher, into several hundred kilos.

I think this gives some motorhome owners a false impression that their belongings would not approach this weight limit.

Though that’s often not the case for the reasons discussed below, such as the overhang issue.

Disclaimer: Hey! By the way… any links on this page that lead to products on Amazon or Caravan Guard are affiliate links, and I earn a commission if you make a purchase, with no additional cost to you 🙂

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Introduction On How To Safely Load A Motorhome

A noticeable difference between motorhomes and caravans is the rear garage. Some caravans do have a rear locker which extends across the rear of the caravan.

While these lockers can be useful to store long poles, awnings and leisure items such as skis, they cannot really be referred to as a garage.

However, many motorhomes come with a much higher storage locker behind the rear axle, commonly referred to as a garage.

As such, in many instances that ‘garage’ will be used to store bikes and even scooters/mopeds.

Furthermore, in some instances, a bike rack is fixed to the back of the motorhome. The above can lead to what is commonly referred to as the ‘overhang issue’ as this weight is behind the rear axle.

Hence, as you place weight further away from the axle, the effect of the weight is multiplied. I’ll discuss this more below.

However, first I would encourage you to watch the video below from Caravan Guard with some general advice on how to properly load your motorhome.

This video provides some good general information on how to properly load your motorhome: Video –

The video above contains a lot of important information on how to properly load your motorhome, which I’ll discuss more below.

First though, I want to emphasize the tips at the end of the video for loading a motorhome:

  • Use tea towels to keep kitchen draw contents secured
  • Remove the plate from the microwave oven during transit
  • During transit, wrap the TV between towels/cushions
  • Avoid carrying excessive onboard water while on the road
  • Make sure the fridge latch is properly secured

Motorhome Weight Plates & Payloads

As is stated in the video above, before you can load your motorhome and keep it under its payload limit, you need to know what that weight limit is.

Therefore, you will need to be able to find, read and understand your motorhome’s weight plate.

I have a separate post on how to read motorhome weight plates, so please read that for reference. You will learn what the terms such as MIRO and MTPLM mean.

Obviously, as you would expect, generally, larger motorhomes have larger payload capacities.

However, that’s not always the case. For instance, panel van conversions can have higher payload capacities than coachbuilt motorhomes of the same physical size.

Why? Well, a panel van conversion uses a commercial chassis, whereas the coachbuilt motorhome will likely be using a lightweight AL-KO chassis.

I also discuss these differences in my post on campervans vs motorhomes.

If you’re not sure how to read the information on your motorhome’s weight plate, this video will show you how.

Do You Know Your Real Remaining Payload Capacity?

After finding and reading the weight plate on your motorhome, you will have a figure for payload capacity. However, its important to remember that’s a starting point.

In other words, there may be items fitted to your motorhome which are eating into that payload capacity.

For instance, if you have solar panels, a satellite dish or air conditioner on the roof of your motorhome, they all have to be discounted from the payload capacity.

Furthermore, many people forget to discount the weight of their gas bottles from their payload allowance.

Hence, it can make a big difference on your remaining payload having one or two gas bottles, especially if they are steel bottles. Some motorhomes have underbody steel refillable gas bottles.

A very handy feature to have, but they can make a significant dent into your remaining payload allowance.

How To Weigh Your Motorhome & Belongings

As shown in the video above, once you know your remaining payload allowance weighing each item as you load it into the motorhome is a good idea.

It will give you a good general idea if you will be within the payload limit, and hence the motorhome will be legal on the road, and your insurance will be valid.

As I discuss in my post on how to weigh a motorhome, there are also portable weigh scales you can purchase. I do think these are a useful tool to own.

However, I would always recommend going to a public weighbridge to get the most accurate weight figures.

What the portable weigh scale can do, however, is reduce the number of trips you would need to make to the weighbridge.

As with the portable weigh scale should indicate whether you are at least likely to be under your maxium weight limits for each axle.

A portable scale to measure the weight of your motorhome is a handy tool to have. However, you should still double check the weight at a public weighbridge: Image –

Upgrading A Motorhomes Weight Plate & Suspension Upgrades

In some instances, you may be able to get your motorhome weight plate ‘up plated’ to increase the payload allowance. Some motorhomes are ‘down plated’ to 3,500kg so more people can drive them.

Hence if you passed your test after 1997. Now, if you are going to have your motorhome ‘up plated’ I would encourage you to have your motorhome suspension checked out.

Quite a few of our guests have had motorhome air suspension fitted. In many cases, it will just be rear air bladders which can help with the motorhome overhang issues discussed below.

Rear motorhome suspension air bags can help to address a ‘droopy/sagging rear end’ which some motorhomes suffer from: Image –

The Motorhome Overhang Issue

Ok, whether your motorhome has an ‘overhang issue’ at all will depend on the length of the overhang beyond the rear axle, if you have a rear garage and what you want to put in there.

However, even if your motorhome doesnt have a rear garage, you may still have an overhang issue.

For instance, if you fit a bike/scooter rack to your motorhome the issue could potentially be even worse than an overloaded rear garage.

As putting weight on a bike/scooter rack is even further away from the rear axle pivot point. Furthermore, if you wish to tow with your motorhome, you need to take a potential overhang issue seriously.

Towing a trailer will place additional weight on the rear of the motorhome.

What Is The Overhang Issue?

Before I discuss how you calculate if you have an issue, I should really explain what the issue is. The problem is to do with pivot points and leverage, so basically physics.

Your motorhome’s rear axle is the pivot point. The amount of leverage depends on the length of the overhang beyond the rear axle. In other words, how far away is the rear of your motorhome from the back wheels?

As more force (weight) is applied beyond the rear axle of the motorhome, as the rear axle is the pivot point, there is less load placed on the front axle.

Hence, if there is an overhang issue with too much weight too far behind the rear axle, there is less load on the front axle.

In a worst-case scenario, this can result in reduced traction on the front wheels. Those wheels not only brake the motorhome, but they obviously also play a pretty important role in steering.

Hence, too much weight, too far back beyond the rear axle, can have some pretty negative effects when it comes to vehicle handling and braking.

Here Comes the Maths…

To find out if you do or do not have a motorhome overhang issue, you’re going to have to get your tape measure out and do some maths.

You will need to know the distance between the wheelbase (front and rear axles).

You will also need to measure the distance between the rear axle and the overhang where the additional weight is placed.

Remember, if you have fitted a bike/scooter rack, you need to measure to the back of the rack, not the back surface of the motorhome. Caravan Guard did a post quite a few years back with the example below:

Motorhome Overhang Example
F = The Original Front Axle Load, R = The Original Rear Axle Load and L = The Bike/Scoot Rack Load: Image –

To find out if you have a motorhome overhang issue, you have to use the following formulas.

Please also note W refers to the wheelbase length, and O refers to the overhang length. First off, you need to calculate the new front axle load.

  • New front axle load (New F) = F – ((L x (O ÷ W))
  • New front axle load (New F) = 1500 – ((200 x (1000 ÷ 4400))
  • New front axle load (New F) = 1454.54kg

Now that we know the new front axle load is 1454.54 kg we can calculate the new rear axle load, including the weight of the bike/scooter rack.

  • New rear axle load (New R) = R + L + (F – New F)
  • New rear axle load (New R) = 2000 + 200 + (1500 – 1454.54)
  • New rear axle load (New R) = 2245.46 kg

Hence, instead of the real axle load with the bike rack simply being 2200 kg, the additional leverage of the overhang adds an additional 45.46 kg of force.

The new figure of 2245.46 kg would then need to be checked against the maxium legal weight for the rear axle. You will then know if you have a motorhome overhang issue or not.

Conclusions On How To Safely Load A Motorhome

The main reason I wanted to write this post was to bring attention to the motorhome overhang issue. I have previously written posts about motorhome weight plates etc.

However, by simply reading the weight plate and measuring the weight of your belongings, you are not getting the ‘full picture’.

Whether you have a potential overhang issue with your motorhome does obviously depend on the length of your overhang and if you want to carry bikes/scooters.

I know quite a few of our motorhome guests now have electric-assisted pedal bikes. Two of these electric bikes and their battery packs can be pretty heavy.

Hence, when placed on the back of a motorhome, they can result in a motorhome overhang issue.

Anyway, thanks for reading this post. I hope the above formulas/calculations make sense. Maths is not my particular strong point, so I tried to lay it out in a way that hopefully everyone understands.

I also hope at some point in the near future, you consider coming to visit us here at Horton Common to experience our fully serviced pitches and amazing views. 🙂

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